Employee Insurance Benefits
Insurance Meeting Minutes
On the Job Injury Program
Property & Casualty
Life Services EAP
303 North Church Street • Suite 201
Murfreesboro, TN 37130
Phone: (615) 898-7715
Fax: (615) 867-4602
Medical • Dental • Vision • Disability • Life Insurance
Flexible Spending Accounts • On-Site Clinics • Assistance Program • Voluntary Insurance Plans • Wellness Plans
Rutherford County Government offers the opportunity for employees to contribute pre tax dollars to Flexible Spending Accounts (FSAs), commonly referred to as “Section 125” plans or “Cafeteria” plans. These were developed as part of Internal Revenue Code Section 125 to provide employees with tax relief for their un-reimbursed medical and dependent day-care costs. FSAs enable employees to utilize pre-tax dollars and save Federal, FICA, and, in most cases, state taxes when paying for eligible expenses not covered by traditional insurance plans.
Although FSAs have been available for many years, the emergence of consumer-driven healthcare and increased employee cost-sharing has made them an integral benefits solution that provides substantial tax savings to both employers and employees.
There are three types of Flexible Spending Accounts, Rutherford County offers two:
Click the links below for more information about the Medical Reimbursement Account and Dependent Day-Care Reimbursement Account currently managed by WageWorks for Rutherford County.
WageWorks - Flexible Spending Accounts
WageWorks FSA and DCA Summary Plan Description
Quick Start Guide - Flexible Spending Accounts
Dependent Care Account
FSA Covered Expeneses
2011 health care changes with OTC drugs