Rutherford County TN

Rutherford County offices will be closed on Monday, January 15th for Martin Luther King Jr. Day


Flexible Spending Account

Medical Dental VisionDisability Life Insurance

Flexible Spending AccountsOn-Site Clinics Assistance Program Voluntary Insurance Plans Wellness Plans

Rutherford County Government offers the opportunity for employees to contribute pre tax dollars to Flexible Spending Accounts (FSAs), commonly referred to as “Section 125” plans or “Cafeteria” plans. These were developed as part of Internal Revenue Code Section 125 to provide employees with tax relief for their un-reimbursed medical and dependent day-care costs. FSAs enable employees to utilize pre-tax dollars and save Federal, FICA, and, in most cases, state taxes when paying for eligible expenses not covered by traditional insurance plans.

Although FSAs have been available for many years, the emergence of consumer-driven healthcare and increased employee cost-sharing has made them an integral benefits solution that provides substantial tax savings to both employers and employees.

There are three types of Flexible Spending Accounts, Rutherford County offers two:

  1. Medical Reimbursement Accounts: Accounts used to pay for eligible un-reimbursed medical expenses such as co-pays, deductibles, dental, vision, prescription, over-the-counter drugs, and more.

  2. Dependent Day-Care Reimbursement Accounts: Accounts used to pay for the daily care of an eligible child or adult dependent as defined by the IRS;

Click the links below for more information about the Medical Reimbursement Account and Dependent Day-Care Reimbursement Account currently managed by WageWorks for Rutherford County.

WageWorks - Flexible Spending Accounts

Phone: 1-877-924-3967

WageWorks FSA and DCA Summary Plan Description

Quick Start Guide - Flexible Spending Accounts

Mobile App

Dependent Care Account


FSA Covered Expeneses

2011 health care changes with OTC drugs