Post-Medicare Retiree Medicare Advantage Plan Information
We are excited to announce that Rutherford County's Post-Medicare retiree medical and prescription drug benefits will continue to be carried by Humana Medicare Advantage (PPO) in 2027.
You should soon be receiving an Announcement Letter titled Important Information About Your Rutherford County Retiree Medical and Prescription Drug Benefits and, separately, the 2027 Election Form from Rutherford County that you will need to return to the Insurance & Risk Management office to make changes to your benefits. In October, you will also receive your 2027 Humana Medicare Advantage plan booklet. Review all of these mailings to find instructions for Annual Enrollment, a summary of your medical benefits, your formulary, and additional resources.
If you are enrolled in Rutherford County's Humana Medicare Advantage plan and do not return the 2027 Election Form opting out of the Humana Medicare Advantage plan in 2027, your enrollment will be continued into 2027.
Informational Events about your 2027 benefits
There will be an in-person event designed to bring you the information you need to know about the your Humana Medicare Advantage plan and introduce you to RetireeFirst.
This event will be held at Lane Agri-Park (315 John Rice Blvd., Suite 101, Murfreesboro TN 37129), in the Auditorium of the front building on Tuesday, September 29, 2026, at 2:00.
RetireeFirst Advocacy Services
We have engaged RetireeFirst as an independent advocacy service provider for our post-Medicare retirees. RetireeFirst Advocates are US-based and available to help you navigate the complex retiree healthcare landscape. While they aren't affiliated with Humana, they will be able to help answer questions you have about your Humana Medicare Advantage plan and troubleshoot any issues you may have.
You can call RetireeFirst at (615) 216-6477 (TTY 711) or toll free (888) 511-9942 (TTY 711) with any questions you have about:
- Humana, your provider's office, or your pharmacy
- Humana Medicare Advantage plan coverage overviews
- Coverage of specific services under the Humana Medicare Advantage plan
- Locating providers who are willing to bill the Humana Medicare Advantage plan
- Humana pre-authorizations and unexpected denials
- Unexpected medical bills you receive from your providers while covered under the Humana Medicare Advantage plan
To learn more about RetireeFirst, visit their dedicated Rutherford County website.
Humana Medicare Advantage Plan coverage
Your Humana Medicare Advantage plan comes with several enhancements to your benefits and includes:
- $0 medical deductible
- In- and out-of-network coverage (you can go to any provider willing to bill the Humana Medicare Advantage plan)
- $250 combined maximum benefit coverage per year for all preventive and comprehensive dental benefits
- $0 Routine Eye Exam, 1 per year ($175 out-of-network)
- $250 combined maximum benefit coverage per year for contact lenses and eyeglasses
- $2,000 maximum benefit coverage per year for hearing aid(s)
- $0 copay for chiropractic, acupuncture, and podiatry visits up to the allowable annual number of visits
If you have additional questions about your Humana Medicare Advantage benefits and coverage, you can call RetireeFirst at (615) 216-6477 (TTY 711) or toll free (888) 511-9942 (TTY 711).