Accident and Critical Illness Insurance Plans

Rutherford County offers eligible employees the opportunity to enroll in supplemental insurance.

Accident insurance can supplement your budget when the unexpected strikes you or your family. Benefit payments are made directly to you and can be applied to healthcare or daily life expenses, such as mortgage, rent, or groceries.

Critical Illness insurance can provide you with a one-time lump sum when you or a member of your family is diagnosed with a covered illness. Covered illnesses include cancer, heart attack, stroke, kidney failure, Alzheimer's disease, and more. See the Critical Illness Insurance Certificate below for a full list of covered illnesses.

Please Note: Our Accident and Critical Illness has recently transitioned from MetLife to Securian beginning January 1, 2026.

For questions regarding claims, coverage or portability that occur after January 1, 2026, you can reach Securian customer Service at 1-888-658-0193 or go online to: LifeBenefits.com.

To create an account at LifeBenefits.com please see the below information:

-User ID: RCG followed by your six-digit employee ID number
-Initial password: Your eight-digit date of birth (MMDDYYYY) followed by the last four digits of your Social Security number

For questions regarding claims, coverage or portability in reference to an event prior to January 1, 2026, you can reach MetLife customer service at 1-800-438-6388 or go online to: www.mybenefits.metlife.com. To learn more about MetLife benefits, visit the microsite online: https://www.metlife.com/rutherford