Loss of Coverage

If you and/or your dependents lose medical, dental, and/or vision coverage elsewhere, you and/or your dependents may be eligible to enroll in corresponding Rutherford County insurance. Though the Rutherford County insurance policies eligible to be picked up must correspond to the people and benefits lost, you may change plans to suit your new needs (ex: HDHP to Copay plan).

To enroll in corresponding Rutherford County insurance for you and/or your dependents due to a loss of coverage, you must:

1. Notify the Insurance & Risk Management Department within 30 days of your loss of coverage at [email protected]
2. Provide a Loss of Coverage Letter or COBRA notice from your old insurer, insurance administrator, or employer that includes:
• The benefits lost (medical, dental, and/or vision)
• The termination date of the old coverage
• The people who lost coverage
3. Provide the appropriate dependent verification documentation for your new dependents, if they are not already covered on your medical, dental, and/or vision plans
4. Provide the plans and networks in which you want to enroll your new dependents

If you have questions, please email the Insurance & Risk Management Department at [email protected].