What's Changing in 2025?

In accordance with federal regulations:
  • To keep the Family deductible embedded, the Individual deductible for the High Deductible Health Plans (HDHPs) will increase by $100 to be $3,300.
  • The Health Savings Account (HSA) Individual/Family contribution limits will increase to $4,300/$8,550.
  • For enrollees in a HDHP, MDLive Primary Care, Urgent Care, and Dermatology services will only be covered at 100% after your deductible has been satisfied. MDLive Preventative Care and Behavioral Health services will continue to be paid at 100% before and after your deductible has been satisfied.
  • The Healthcare Flexible Spending Account (HCFSA) contribution limit will increase to $3,200.

Also keep in mind that your medical plan's formulary changes periodically throughout the plan year. For more information, call Rutherford County's dedicated Cigna liaison, Candi Turner, at 727-277-6565.

Cigna Vision coverage will be powered by EyeMed beginning January 1, 2025. See the Vision Plan Information section below for details on how to navigate the switch from VSP and how to check your provider's network status.